
The team at Mortgage Sense
An owner-run brokerage on Bradford Street. Your individual, independent solution.
- 2011
- Owner-run since
- #10603
- FSRA brokerage licence
- 8:30 to 4:30
- Monday to Friday
What we stand for
Community
Supporting Barrie, and encouraging other businesses to do the same.
Knowledge
Agents trained to find the product that fits.
Trust
Doing what's best for our clients, always.
Our broker and agents

Steph Quenneville
Principal Broker · Licence #M08000803
Steph came to mortgages through his own investments and rental properties, not a bank. He became an agent in 2007, bought Mortgage Sense in 2011 and holds the CPMA designation. He lives in Barrie with his four children.
Our agents
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Greg Garner
Mortgage Agent · Licence #M11002839
Licensed in real estate and mortgages, so he sees the deal from both sides.
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Tracie Barnes
Mortgage Agent
Back with Mortgage Sense since January 2026. Two of the reviews below are about her.
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Amanda Garcia
Mortgage Agent · Licence #M23005579
A background in personal and small business banking, and a real estate investor herself.
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Jonah Ross
Mortgage Agent · Licence #M23005589
Grew up in Barrie, bought his own rentals through a broker, and is also a Toronto firefighter.
What clients say.
Incredibly experienced and knowledgeable in finding the right mortgage specifically for your needs.
Steph and Lauren made the approval and home buying process easy and stress-free.
Nicole McNickle, Google review Tracie took the time to show me how I could use my equity to my advantage... and all at a better rate than I've ever had!
Peter Smith, Google review Always had prompt professional service, very honest people and willing to talk when I've had questions.
Chris Oulton, Google review The service was excellent and the mortgage rate was great.
Brian Beemer, Google review
